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Claim Guide


In simple terms, insurance is a method of sharing the unexpected financial losses of an ‘unfortunate few’ from a common fund formed out of contributions of the ‘many’, who are equally exposed to the same loss (Spreading of the losses of an individual over a group of individuals). Health Insurance pays for unexpected Hospitalisation expenses of those few insured persons who suffer from illness or injury requiring treatment as inpatient in a Hospital/Nursing Home, out of contributions (Premium) of many insured persons who are exposed to similar health risks. Refer Cashless Claim Guide to understand the process. ut of contributions of the ‘many’, who are equally exposed to the same loss (Spreading of the losses of an individual over a group of individuals). Health Insurance pays for unexpected Hospitalisation expenses of those few insured persons who suffer from illness or injury requiring treatment as inpatient in a Hospital/Nursing Home, out of contributions (Premium) of many insured persons who are exposed to similar health risks. Refer Cashless Claim Guide to understand the process.